As with any Finance agreement, credit checks and identity checks will be carried out (by V12, not us!).
Credit checks or scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows V12 to produce consistent decisions, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion, disability or colour.
In order to carry out an identity check V12 will need to process details (but not a payment) of a credit or debit card registered at your home address.
Please Note: we may need to request further proof of id prior to delivery or collection, as part of fraud prevention measures required by our banking and finance partners.